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Instant Credit Card Online Applications - Apply online

Applying for a credit card has never been easier. Enjoy a low 9.9% fixed interest rate with your Nextcard Visa. Your application will be online, and in seconds you will have an approval with the amount of your credit limit. All this without having to leave your computer! Enjoy the most prestige of owning your very own NextCard Visa. All secure internet purchases are backed by NextCard, for they are the forerunner in the Internet Credit Card market

New!!! - Apply online for a Capital One Visa! High Approval Rate!

Click Here or the banner below to be directed to your secure online application.

Next card offers a secure application site where you can find out instantly if you are approved, and what your credit limit is. The interest rate is one of the lowest around, and they have excellent cutomer service. All of your internet purchases are covered when using the Next Credit Card Internet Visa, and you can use the card for all other visa purchases too!

NextCard® Y2K Information

NextCard understands that the turn of the century poses a unique challenge to the ability of existing data processing systems to recognize the date change from December 31, 1999 to January 1, 2000. This challenge, known popularly as the "Year 2000," "Y2K" or "Millennium" problem, stems from the fact that most computer applications use only two digits instead of four digits to express the year (e.g., "99" instead of "1999"). Consequently, on January 1, 2000, computer clocks will move from "99" to "00" and may be expected to interpret the new year to be "1900" instead of "2000."

If not addressed, the Y2K problem could have unknown and potentially adverse effects on any data, systems or operations that rely on computer systems to calculate or process information. This would include elevators, accounting and alarm systems, ATMs and literally millions of other applications in virtually every aspect of our lives.

NextCard is committed to delivering products and services that manage the date change successfully and without adverse effects on our customers. To apply for your own Nextcard, click here.

or if you've had credit problems in the past............

Need a Charge Card?

No Credit, Bad Credit, No Problem!

We can help you!

Part of our program to help people to reestablish credit includes obtaining new charge cards.

The program includes applications for Mastercard and Visa Charge Cards that will accept people who have had previous credit problems. We help people with problem credit obtain unsecured Visa Charge Cards as well as secured Mastercards and Visa Cards.

You can be approved for an unsecured Visa if you meet these simple requirements!

Do you have a gross income of $18,000 per year or more?
Have you been at your current address and job for at least one year?
Do you have a phone in your home?(Phone does not have to be in your name)
Can you provide copies of a recent phone bill, two recent paystubs and and your driver license?
Are you 18 years of age or older?
Have you not been delinquent on any credit accounts in the last six months? Delinquency prior to the last six months will not disqualify you.

If you can say YES to the above requirements, then you can qualify for our unsecured Visa charge card. Order our workbook program now and in your program we will include both free applications for our unsecured Visa charge card as well as our secured Mastercard program. Just click here or the banner below!

The Charge Card Dream - A story

There once was a man who wanted a credit card, and he ordered some applications. He started to fill out the first application, and he noticed that his credit was bad. He had been hearing about an instant online application site on the internet but first he thought it better to try and get a low interst apr credit card from Nextcard. He read in the National Classic Union that to purchase from a store with a usa gold titanium credit card could increase his rating with the credit department. Still, he knew that he was poor, and with little finance and money, he knew that the monthly debit would make him feel like a wounded union soldier. So he thought over his credit card applications and thought of other ways to get a loan. He did not want any late charges, or feel the charge of his wife's pressures. Then his friend recommended for him to visit the Nextcard site on the net. He was also told that going to visa.com would be a waste of time. So he decided to seek his nextcard visacard because they would guarantee all of his internet purchases, and he liked to purchase. He knew that they would finance this credit card for him and that thier creditcard applications were on-line. He knew that he could get one of those gold, platinium, or titanium credit cards, but it is more prestige to have a nextcard visa. So he thought a few minutes, and within seconds he was at the automated customer service online filling out his low apr rate nextcard application. He rated this move high, and recommends that you do the same. This has improved his financial limits. Low fees and the amount of money involved made him go to nextcard.com. He rated this his finest move.